If you're renting your watercraft as a bareboat, non-captained rental, we highly recommend that you create a rental agreement to review with the renter.
This is an important precaution in case something happens to the renter or the watercraft in an emergency. You can download two templates below.
We also highly recommend you look into securing peer-to-peer rental insurance if you plan on renting your boat out while not captaining it yourself.
We have an insurance partner that is able to provide annual policies for personal and commercial use visit our partner here:
https://boatcharter-insurance.com/coverage/ or email them at firstname.lastname@example.org
We apologize that we're not able to directly answer any specific insurance questions but hopefully, this helps provide guidance.